6 Benefits of Prepaid Cards for College Students
It’s important for students going away to college to begin practicing good financial management. While there are many payments options available, one remains advantageous: prepaid cards. Since it’s...
View ArticleStop Losing Debit Customers – Benefit from Debit Rewards
The Durbin Amendment has had a number of unintended consequences, which have negatively impacted both consumers and financial institutions. By drastically lowering swipe fees on debit cards issued by...
View ArticleFrom Colloquy: When Points Go Cha-Ching! How Chase, American Express and...
As reward programs become more commoditized, financial institutions and merchants are exploring partnerships through which they can increase the value of points, as well as what members can purchase...
View ArticlePrepaid Travel Cards
Prepaid cards have become increasingly popular among consumers in virtually all walks of life; amongst travelers, who need safe, convenient purchasing power while abroad, the popularity is even...
View ArticleThe World of Prepaid in 2015
Long after their introduction to the marketplace, general-purpose, reloadable prepaid cards became perceived as products for unbanked and lower-income consumers. These days, however, prepaid cards...
View ArticleTrends in Emerging Technologies
FIS surveyed 3,000 people to learn their opinions of leading-edge technologies, like “wearables”, Bitcoin and other mobile payment platforms. What emerged is evidence of a growing market led by an...
View ArticleIs Real-Time Engagement Essential To The Future Of Financial Institutions?
As merchants increasingly explore the realm of mobile payments, they are starting to explore ways to steer consumers toward certain purchase decisions, including which payment tender to use. And while...
View ArticlePointopia – A New Way to Redeem Rewards Points
When it comes to cashing in on payment card rewards, most consumers are missing out. While six in 10 cards offer some type of reward component, consumers only redeem about two-thirds of all earned...
View ArticleWays CRM Can Enhance Loyalty Programs
In a growing world of payment options, how does any business batten down the hatches and ensure customer loyalty? Customer Relationship Management (CRM) systems, in combination with existing loyalty...
View ArticleCan Coalition Reward Programs Curb Consumer Apathy?
Countless retailers use reward programs to cultivate loyalty and generate repeat business. Unfortunately, consumers and retailers alike have become fatigued by the overwhelming ubiquity of...
View ArticleMillennials the Global Generation
You’ve got one chance and 45 seconds to WOW me… GO! My granddaughter just turned two and she already knows how to find her favorite Disney video on YouTube. And forget about that five-second...
View ArticleBullish On Leading Edge? Don’t Get Gored.
Three months ago, I spotted a $21 charge on my bank statement for a line of credit. I checked online, and the account showed a zero balance, which, to me, meant I owed nothing. But then I started...
View ArticleNurturing the Next Generation of Wealth Clients
Nurturing the Next Generation of Wealth Clients Wealth management services are becoming more widespread than ever. Community banks have an excellent opportunity to promote their allocation and...
View ArticleA Consumer Perspective on Bank Performance
A Consumer Perspective on Bank Performance Summary: Keeping retail banking customers satisfied is a tougher job than ever before. It’s critical for a bank to understand their performance vs. customer...
View ArticleCredit Campaigning to the Rhythm of the Market … and the Consumer
By Kris Carrera Maximizing credit card usage at peak purchasing moments with new ways to repay Have you contacted your credit card provider or processor for more ideas on how to better reach your...
View ArticleMobile Order-Ahead Grows at Lightning Speed
What are your thoughts on mobile order ahead? I often order my lunch from the sandwich place near my office, using their mobile order-ahead app. I like that it allows me to spend more time eating, and...
View ArticlePayment Processors & the “Nines”
Do you think about the “nines” as a trade-off, or a standard? As a payment processor, we’ve assumed that any cash equivalent payment – debit cards, prepaid cards and electronic benefits transfer (EBT)...
View ArticleCustomer-centric Bill Pay by Mike Kresse
Consumers shouldn’t bear the burden of figuring out complicated banking applications and jargon to pay their bills. This includes navigating through multiple screens to move their money. It’s time to...
View ArticleMembers Love Their Credit Unions, But Still Look to Banks and Other...
High levels of member satisfaction continue to propel credit union growth in the United States. Membership is up 4.5 percent year-over-year (YOY) to 117.8 million as of August 2018, according to CUNA....
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